Individual Coverage Solutions
Individual Health Insurance
All Americans are now required to have ERISA qualified medical coverage as of 2014. Individuals who do not have sufficient health insurance are charged a penalty (though there are a few exceptions). Many Georgians qualify for subsidized taxes which work to lower an individual’s cost for private health care insurance under the ACA.
We’ve rounded up a few private health plan solutions offered in Georgia that you may be interested should you be looking to forego the federally provided route in lieu of a more comprehensive coverage alternative. For our list of solutions and links where to apply head over to our individual health products page by clicking on the “View Plans” button below.
Individual Life Insurance
Life coverage is debatably the most important benefit you will ever buy. Why? The peace of mind in knowing your family is financially protected should anything happen to you in the future. On an important note, you should absolutely do your due diligence prior to purchasing as there are a wide array of plan types on the market with a number of ancillary providers offering life benefits within the Southeast.
For starters, we’ve compiled a broad overview of the four main types of life insurance policies coupled with some common differences pertaining to each type of individually offered life plan currently offered to Georgia residents.
Individual Dental Insurance
After health plans, dental insurance is the second most purchased benefit within the individual market. We offer solutions that can provide the coverage individuals are looking for such as: cleanings, basic services, major services, orthodontia, as well as having the ability to choose the dentist they prefer.
Individual Vision Insurance
Chances are, if your eyesite isn’t 20/20 you understand how critically important good vision coverage is. Plans offered by Pender Benefits offer coverage solutions for things like: annual exams, glasses, contacts, as well as plans offering extended coverage to dependents. Our offerings help individuals find good vision coverage for low monthly premiums lending to total savings overall.
International Travel Insurance
Whether visiting short-term or living abroad indefinitely. It’s important to be prepared for any unexpected illness, injury or medical emergency. Many traditional medical plans simply are not designed for international travel.
