Many Long-term Care Coverages Include Care in Settings Like:
Home and Community Care
Long-term Care insurance helps to pay for services that are provided by home caregivers (also, should the caregiver be new to the task of giving care – pay for their training), pay for any home modifications (like those that help with mobility), durable health equipment, as well as any medical monitoring equipment.
Assisted Living Facility Care
An assisted living facility is a residential housing complex with localized support services and health care for people who need some help with the activities involved in day-to-day living. A perk of assisted living facilities is that they offer the freedom of independent living within a monitored environment.
Nursing Home Care
Nursing homes give the confidence of a living environment that delivers around the clock access to medical services, the monitoring of an individual’s needs, as well as skilled nursing care.